Key Information
For residents of:
Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Minnesota, Missouri, Nebraska, North Dakota, Ohio, Pennsylvania, South Dakota, West Virginia, and Wisconsin.
Benefits-at-a-Glance
Short-term Disability (STD)
Are Your Employees Prepared?
Loss of income due to a disability can be devastating. Today, it’s more important than ever for employees to protect their future income in the event they become disabled and unable to work.
Disability is more common than you might think and can happen to anyone – on the job or at home. Some common disabling events include: accidents, back pain, pregnancy, mental/nervous disorders, and digestive conditions. Are your employees prepared? Do they have adequate coverage? Consider this:
- In the U.S., a disabling injury occurs every second1
- Nearly 90% of disabling accidents and illnesses are not work related 1
- Over 60% of American workers are not covered by short-term disability insurance2
Rely on EPIC
Providing disability insurance to your employees will help you attract and retain talent. With EPIC, you can design a benefit option to meet your needs and the needs of your employees – within budget! We offer:
- Flexible disability benefit solutions
- Superior customer service
- Coverage for total and partial disabilities
- Fair and objective claims review from an in-house staff of specialists
- Smooth transition from EPIC Short-term Disability to Long-term Disability claim process
- Several funding options, including Voluntary
Protect the personal income of your employees by adding EPIC Short-term Disability (STD) insurance to your employee benefits package today!
Source:
1 National Safety Council, Injury Facts, 2008
2 U.S. Department of Labor, Bureau of Labor Statistics, 2006

