Key Information
For residents of:
Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Minnesota, Missouri, Nebraska, North Dakota, Ohio, Pennsylvania, South Dakota, West Virginia, and Wisconsin.
Benefits-at-a-Glance
Voluntary Long-term Disability (LTD)
Voluntary LTD coverage is sponsored by the employer and paid for by the employee. This plan design can be tailored to meet the employer's needs.
Participation
| Number of Lives | Participation Requirement |
| 10-24 |
10 Lives or 50%, whichever is greater |
| 25-99 |
10 Lives or 25%, whichever is greater |
| 100+ | 25% |
| Group Size Requirement: Minimum 10 Lives | |
