State of Wisconsin Employees

Accidental Death and Dismemberment (AD&D) Benefit


Help when the unexpected happens

AD&D coverage is designed to help offset some of the financial costs involved in coping, emotionally and financially, with accidental death or specific life-altering injuries. AD&D pays a lump sum benefit as outlined below.

In the event of the accidental loss of... AD&D coverage pays...
  • Life
  • Both feet
  • Both hands
  • One hand and one foot
  • Sight in both eyes
  • Sight in one eye and loss of one hand or foot
Employee $5,000
Spouse $2,500
Child $1,000
  • One foot
  • One hand
  • Sight in one eye
Employee $2,500
Spouse $1,250
Child $ 500
Loss must occur within 90 days of an injury to qualify.

Put your mind at ease with AD&D coverage; you’ll know financial help is there should the unexpected happen.