Key Information
For residents of:
Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Minnesota, Missouri, Nebraska, North Dakota, Ohio, Pennsylvania, South Dakota, West Virginia, and Wisconsin.
Benefits-at-a-Glance
Voluntary Term Life
We realize the needs of your employees differ greatly from person to person. That’s why we have designed our Voluntary Life product to be flexible. Each employee can select their own coverage amount—one employee doesn’t need to have the same amount of coverage as the next. Additional complimentary features include: Waiver of Premium, Living Benefit, and Conversion. At renewal, you may increase your coverage up to 10%, not to exceed the guarantee issue amount without evidence of insurability.
Voluntary Dependent Term Life
Voluntary Dependent Life insurance provides an easy and affordable avenue for your employees to extend coverage to their spouse and dependent children.
Voluntary Accidental Death and Dismemberment (AD&D)
Our affordable AD&D benefits provide a lump sum payment in the event of specific, catastrophic injuries or accidental death. AD&D coverage is an important part of any supplemental insurance package.

