The escalating cost of health care continues to impact American businesses and families alike. Just how much have health care costs risen? According to the Kaiser Family Foundation’s “2018 Employer Health Benefits Survey,” the year-over-year increase in average annual premiums was 3 percent for individuals ($6,896) and 5 percent for family plans ($19,616). For employers,

Whether you are already self-funded or are considering becoming self-funded, it’s important to consider all the options, so you can make the right play for your business. Here you’ll find insights and tips that you can use immediately. When it comes to self-funding, there are three key decision points: 1. Funding arrangement – how will

SEO has forever remained a murky and ill-defined affair. The SEO strategies that are said to work today become obsolete and irrelevant the following month. According to the Google SEO manual, websites and blogs have to factor in well over 200 critical ranking factors at any given moment. Experts and novices alike continue to be

Is it true that your age or wealth meter is what determines a person’s retirement age? Popular belief depicts that the closer you are to 60, retirement is on the horizon. Alternatively, many assume that if you are wealthy you are better set to retire even as early as 40. As a business entity, wouldn’t

In today’s dynamic job market, each employer aims at hiring and retaining the best employees. With today’s workforce, it is almost impossible to provide one package for all benefits, even in the voluntary arena. According to a recent study by PwC 2018 Employee Financial Wellness Survey, only 60% of employees think that their employer benefits

Cryptocurrency and bitcoin technology are continually gaining widespread popularity globally. They are used as a method of payment, investment or as means of raising corporate capital, and it seems they are here to stay. As such, this market is attracting numerous players from other industries including the insurance industry. Essentially, cryptocurrency is considered to be

While many of us would not dream of skipping our annual physical exam, many more are not so diligent when it comes to their financial well-being. While nothing is more important than our physical health, it is vital to keep tabs on our fiscal health as well. It is just as important to schedule an

If you work as a freelance writer, Uber driver or other member of the gig economy, you need to protect yourself and your financial interests. Without the security of a corporation or the surety of an employer behind you, it is up to you to put those protections in place. One of the best ways

What is Term Life Insurance? Term life insurance is insurance that pays a specified amount upon the death of the insured. By its nature, a term life insurance policy is temporary. Term life policies are written to provide coverage for a specified number of years, usually from 1 year to 20 years. When term life

Fewer than two thirds of adults have a life insurance policy. Are you among those who think you don’t need one? Think again! There are some very important benefits of life insurance, particularly if you have dependents such as children or you hold any assets with mortgage debts. The main reason people take out a