Medical Gap

When an unexpected illness or injury strikes, health care costs can get expensive fast. Medical Gap Insurance through EPIC provides greater security and peace of mind by making out-of-pocket medical expenses more manageable and predictable.

What is Medical Gap Insurance?

Medical Gap Insurance acts as a supplement to your health insurance. This coverage helps lessen the financial impact of out-of-pocket expenses and unpredictable situations such as accidents, injuries, or illnesses.

Download our FREE guide to Medical Gap Insurance

How Medical Gap Works:

The EPIC Medical Gap Plan enhances your current coverage and helps cover out-of-pocket-expenses for things like child care, missed work and utility bills, for instance. If you or a family member receives a covered health care service (see benefits chart on the brochure provided below), follow these easy steps:

  • Submit a claim to EPIC by downloading the Medical Gap Claim form here. Electronic submission available.
  • Select the benefits you think you qualify for – don’t worry if you’re unsure, we’ll double check your selection.
  • We will process your claim promptly & reach out with any questions.
  • Receive a check for all eligible benefits. It’s that easy!

Why Choose Medical Gap?

EPIC’s Medical Gap Insurance provides lump-sum benefits for covered expenses that can be used however you choose. That includes medical bills before your deductible has been reached, prescription medications, living expenses, rent, etc.

View our complete Medical Gap Insurance brochure

Additional benefits include:

  • No deductible
  • No networks—see the doctor of your choice
  • Benefits paid directly to you
  • Coverage available for you, your spouse, and dependent children
  • Fast claims payment

Affinity Vision Discount Program – A complimentary program that provides savings on professional vision care services and eyewear. Not an insurance plan, this program offers discounts through the Davis vision network of over 35,000 in-network providers. Learn more about this vision coverage.

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