Voluntary Insurance

We know Voluntary, let us show you

Adding voluntary insurance products to a benefits program can be a powerful recruiting and retention tool for employers. These plans can be 100% employee-paid, helping provide financial protection beyond a core set of benefits.

EPIC Specialty Benefits voluntary insurance products offer more choices and coverage options at no direct cost to employers.

View our complete Voluntary Insurance brochure

Ride the Waive program

EPIC will waive Voluntary participation requirements when 80% of your client’s eligible employees receive the designated education method and make a coverage election.

  • Applies to all EPIC Voluntary products.
  • For groups of more than 25 employees – new and existing.
  • Agent, Employer and EPIC must agree to a marketing/enrollment plan, including an education program for employees, that results in 80% election (accept or decline).
  • EPIC will provide a flexible enrollment process, customized for each employer.

Voluntary Vision

Vision benefits are not just about eyewear, they are about providing vision wellness to employees – a critical component of overall health. In the workplace, healthy vision is an important issue as it is linked to enhanced job performance, job satisfaction, and quality of life.

We offer a wide range of plans and over 35,000 Davis Vision network providers.

Additional Benefits Include:

Affinity Discount Program
Provides member savings on professional vision care services and eye wear. This program is not an insurance plan – it offers fixed out-of-pocket costs and discounts.

Discount Hearing Program
Save an average of 62% on hearing aids and recieve other discounted benefits and hearing screening services.

Voluntary Dental

Our dental plans are designed to be flexible, including the ability to select coinsurance and annual deductible amounts. We offer many plan designs to fit your needs.

Additional Benefits Include:

Affinity Discount Program
Provides member savings on professional vision care services and eye wear. This program is not an insurance plan – it offers fixed out-of-pocket costs and discounts.

Discount Hearing Program
Save an average of 62% on hearing aids and recieve other discounted benefits and hearing screening services.

Voluntary Term Life

Adding voluntary life insurance is a simple way to provide employees with the added protection they want and need, without increasing the cost of benefits.

Accidental Death and Dismemberment (AD&D) is available to add. This coverage provides a lump sum payment in the event of specific injuries or accidental death.

Dependent Term Life is also available to add. This coverage provides an easy and affordable way for your employees to extend coverage to their spouse and dependent children.

Additional Benefits Include:

Affinity Discount Program
Provides member savings on professional vision care services and eye wear. This program is not an insurance plan – it offers fixed out-of-pocket costs and discounts.

Emergency Travel Assistance
(Available with groups over 100 members only)
Receive help anywhere in the world in the event of a medical, dental, or legal emergency. Members can access pre-qualified, English-speaking medical professionals (including doctors and pharmacists), as well as emergency medical evacuations and legal and interpreter services.

Voluntary Short-term Disability

Traditional short-term disability can take weeks to receive the initial payment. EPIC’s Rapid Pay Income ReplacementSM (Short-term Disability) coverage provides advance payments to a disabled employee while the claim is being processed – decision is made in 2 days!

Additional Benefits Include:

Affinity Discount Program
Provides member savings on professional vision care services and eye wear. This program is not an insurance plan – it offers fixed out-of-pocket costs and discounts.

My Notification Service (MNS)
(Available with groups over 100 members only)
Should you have a medical emergency and are unable to communicate, your medical information will be provided to the responding hospital emergency room in minutes. MNS will also notify up to nine emergency contacts you designate and advise them of your emergency.

Maternity Disability Payments
When out on a maternity claim, EPIC will pay the entire claim in one lump sum amount, providing financial relief during a life changing event.

Voluntary Long-term Disability

Help protect your employees’ income should a long-term illness or injury occur that affects their ability to work. When employees become disabled, many assume Social Security or Workers’ Compensation will cover them; however, this is not always the case.

Additional Benefits Include:

Affinity Discount Program
Provides member savings on professional vision care services and eye wear. This program is not an insurance plan – it offers fixed out-of-pocket costs and discounts.

Employee Assistance Program
Provides personalized behavioral health, financial, and legal consultation from qualified professionals. Unlimited telephone access to a behavioral health clinic is included, along with five face-to-face sessions with a financial planner or legal advisor.


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